We deploy AI agents that handle money.

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Trusted by regulated financial institutions across the country

Your customers are asking AI the questions they used to ask you.

55%

of U.S. consumers and small businesses already take their money questions to AI. Not to their banker.

TD Bank · 2026 AI Insights Report
200M+

people ask ChatGPT about money every month — and it can’t see a single one of your balances.

OpenAI usage disclosures · 2026

Your relationships are at risk.

Every one of them began with a question.
The questions are leaving.

AI agents will do banking.

The only question is where.

Outside your bank

Customer leaves.

  • AI answers money questions with no bank context
  • Customer data flows to third parties
  • No compliance controls or audit trail
  • Bank loses the relationship and the insight
  • No kill switch when things go wrong

Inside your bank

Customer stays.

  • AI executes real transactions in your app
  • Data stays within your walls
  • Full audit trail, every action traceable
  • Bank keeps the conversation and the relationship
  • Kill switch — shut it off anytime

AI is going where the money is.
Payman brings it to your bank.

The experience customers switch banks for.

Any AI can check a balance. Ours moves the money.

  • Payments, transfers, and savings executed in conversation
  • Deposits grow with goals and automated plans
  • Every action under your policies, logged and traceable
Schedule Demo

Built like bank infrastructure. Because it is.

SOC 2 Type II
Data isolationDedicated databases, compute, and encryption keys per institution — not multi-tenant
CustodyNever ours — the regulated entity holds funds, license, and KYC
AuthenticationEvery action tied to a verified human
PolicyImmutable layer the model cannot override or reason around
AuditComplete, tamper-evident trail — explainable by default
Kill switchBank-held, instant
CertificationSOC 2 Type II · built to support your KYC, BSA, and AML obligations

For your compliance team: AI Banking Safety

For community banks: AI for community banks

You set the rules. You see every action.

Your rules

You define what the agent can and cannot do.

Full audit trail

Every action logged, every decision traceable.

Kill switch

Shut it off anytime. It stays off.

Your cores and platforms
↔
Payman governed agent layer
↔
Anything that moves money

Let’s build your agent together.

Set up a time to see how it works.

From Our Partners
I'd trust Davis with my dad's money. I have a new friend.

Karen Grindrod

VP Platform Innovation · Middlesex Federal Savings

Hear her journey →

Be there for the moments that matter to your members.

Members come to their credit union for guidance, not just transactions. Now you can meet them in the moment they ask, with answers and action right inside your digital banking.

"Can I afford this car payment?"

✓ A clear answer from their own budget, in seconds

"Help me set aside money for the holidays."

✓ A plan set up for them, every payday

"Move $500 to savings and pay my auto loan."

✓ Done for them, with a record they can see

AI agents will do banking.

The only question is where.

Outside your credit union

Your member drifts away.

  • Generic AI advice with none of their history
  • Member data leaves your walls
  • No record anyone can review
  • The relationship erodes one question at a time
  • Nothing you can pause

Inside your credit union

Your member stays close.

  • Answers grounded in their actual accounts
  • Data stays inside your credit union
  • Every answer and action on the record
  • You stay the one they trust with the big moments
  • Pause it anytime — it stays paused

"Help me catch up on savings before the holidays."

A real answer, a plan, and the first transfer made, all in your own app. Your member feels looked after, and never leaves your credit union to get it.

Closer to your members. Never out of your control.

You set the limits

You decide exactly what members can do and when.

Everything on the record

Every answer and action logged and reviewable.

Built for NCUA expectations

Member-first, examiner-ready, and you can pause it anytime.

See it serving your members.

Set up a time to see how it works.

FAQ

Questions banks and credit unions ask

What is Payman AI?

Payman AI builds agentic banking for banks and credit unions: AI agents that carry out real banking transactions, such as payments, transfers and account analysis, in text chat inside the institution's own systems, under policies, approvals and audit trails the institution controls.

Who is it for?

Banks and credit unions, their customers and members, and their staff.

Is it safe for banks and credit unions?

Yes, when built with the right controls. The agent acts only when an authenticated customer or member asks. An immutable policy engine checks every action before it reaches the core, every step is recorded in a complete audit trail, and the institution holds the kill switch.

Is Payman SOC 2 compliant?

Yes. Payman is SOC 2 Type II. Details are at trust.paymanai.com.

Does it replace our core banking system?

No. Payman runs on the institution's existing rails and integrates with existing core banking systems and digital banking platforms rather than replacing them.

How do we get started?

Schedule a demo at /demo to see agentic banking in action.