We deploy AI that executes real banking transactions. Payments, transfers, account analysis. Through voice or text, on your existing rails.
Backed by the leaders in money movement
"We believe Payman AI will significantly enhance the way our customers engage with the bank and ultimately how they manage their daily finances."
John Wiseman
CEO, Middlesex Federal Savings
"Pay my electric bill"
Today
Let me transfer you to someone who can help.
With Payman
Done. $142.50 to ConEd. Confirmation sent.
"Move money to cover rent"
Today
Opens forms. Navigate. Confirm.
With Payman
$1,850 moved. Rent covered. Confirmation sent.
"What did I spend on groceries?"
Today
Go to Spending Insights...
With Payman
$847 across 12 transactions this month. Up 15% from last month.
When customers bank through conversation, they tell you things no transaction record captures.
I need to move money to checking to cover rent, my paycheck was late this month
Just now
Done. I've moved $500 from savings to checking. Your rent payment is covered.
Just now
Processing intent...
Transaction
$500 internal transfer, savings → checking
Intent captured
"Cover rent, paycheck was late"
Signal
Cash flow stress
Suggested action
Overdraft protection candidate
Visible in real-time on your Payman dashboard.
Not keywords. Context. "Move enough to cover rent" means understanding balances, timing, what "enough" means for this customer.
Every action validates against your policies before anything moves. The AI proposes; your policies decide.
Seamless experience across voice, mobile, web, and SMS. Your brand, your interface, powered by our proprietary Paygent Studio.
Architectural guarantee. 100% of payment instructions policy-validated and logged with full audit trails.
Every Payman action includes a complete trace. Customer request in their exact words, AI reasoning, policy checks applied, authorization flow, execution timestamp. Immutable. Auditable. Explainable by default.
Timeline view of workflow execution
Customer Request
how much money do i have coming in, can we move what i won't spend to savings
Execution Timeline
Safety Check
Message passed all safety checks
Task Analysis
Broke down request into 3 tasks
core-banking-agent Execution
Used 3 tools to complete task
core-banking-agent Execution
Used 4 tools to complete task
knowledge-agent Execution
Used 3 tools to complete task
Final Response
Combined all agent outputs into final customer response
Every transaction passes through multiple safety layers before execution. No shortcuts. No exceptions.
Independently certified security controls
Your choice of cloud environment
KYC, BSA, and AML compliant
Every action logged and timestamped
We don't replace your systems. Payman integrates with your existing stack through standard APIs. White-label deployment. Your brand, your experience.
FIS, Fiserv, Jack Henry, COCC, and more
Narmi, Q2, Alkami, Candescent, and more
Voice, Mobile, Web, and SMS
Banks that move first will define what customers expect.
Not ready for a call? Download our Agentic Banking Guide
